I've decided to go character-only on Skritter. Right now I've learned over 3300 characters (including traditional variants), and I'm learning about 400-500 new characters per year, so I need to make my Skritter study as quick and efficient as possible.
For a beginning or intermediate student, writing out entire words seems to make sense, and I certainly have found it helpful up until recently.
But at a certain point, the fact is that, in spaced repetition terms, writing out a multiple-character word is not atomic, i.e., you're being tested on more than one fact. You're being tested on how to write more than one character, and you're being tested on which characters make up the word. This is solvable to a certain degree by manually marking words or characters right or wrong, and skipping the writing of easy characters, but as a whole, as the number of characters and words I learn increases, the number of items in my queue has gotten way too high, and I'd rather be tested on words using Anki flashcards only, imagining the component characters in my mind, without writing them out. Studying both traditional and simplified, as I do, makes this problem much worse.
So I've been banning all multiple-character words that I encounter in my queue. Usually I custom edit at least one of the character definitions at that time to include the word. For instance, I added _金 to the 押 definition when I deleted the word 押金. Also, I might add an Anki card as well, with the pinyin being the front of the card, perhaps with an example sentence.
I'm curious what other Skritter users think about this strategy. If other advanced users want to phase out studying multiple-character words, the Skritter team could perhaps support that learning strategy. For instance, we could have a way to ban the study of a word, while at the same time adding it as an example word to one or more of the characters that make up the deleted word.